People looking for a UK mortgage
For those looking to purchase property in the UK, it can be a complicated process, and you might be unsure of where to start. With frequently changing and increasingly complex tax rules involved, plus a wide range of mortgage options available, it’s best to seek advice.
There are a number of reasons why you might be interested in buying UK property. You may be looking to buy a home to live in now, or at some point in the future. You might be keen to buy as an investment, in order to diversify money away from Hong Kong. You might simply be wanting a property that can be used by or gifted to your children. Whatever your reasons, we can help.
We’ve helped many people in Hong Kong purchase property in the UK, working closely with them to secure a suitable mortgage via our in-house lenders and connections with brokers. We can also work with British and international expats who might be on the same journey.
By understanding your unique circumstances, including your financial situation and the time frame to which you’re working, we can ensure a smooth and simple process to getting on the UK property ladder.
Why choose us?
We’re uniquely set up in that we have offices in both Hong Kong and the UK. This enables us to have a support team on the ground to provide localised guidance in each country, ensuring our clients can have face-to-face meetings with a friendly face. Our presence in central Hong Kong also means we’re on your time zone, so we can typically get things moving faster than other firms might be able to.
While we’ll conduct the majority of the process in English, we do have the language capabilities to hold our initial consultations in Cantonese, should you prefer.
How we can help
- We’ll assess how much you can borrow and help determine whether you will qualify for your chosen mortgage
- We’ll clearly explain the ever-changing UK tax rules and the latest implications of them with regards to your mortgage application
- We’ll help you gain a better understanding of the different UK mortgage types, such as Residential and Buy to Let mortgages
- Depending on your circumstances, we can provide either a traditional mortgage or a bespoke lending package, for instance if you wanted to raise capital against a portfolio or investable assets
Client stories
We’ve been very reassured by how our money’s been managed – very transparent and open – and we’ve had our time back!
Andrew Russell, Hong Kong
With good advice and careful planning we’ve been able to…transition back into a relaxed and enjoyable life here in the UK
Mr & Mrs Swift, Somerset, UK
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Charlton House Wealth Management (collectively referred to as Charlton House, “we” or “us” in this policy) relates to Charlton House WM Limited (a company registered in Hong Kong under company number 3006014).
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